Disability Insurance

Short-Term Disability (STD)/ Hybrid Long-Term (LTD)



  • We provide LTD and STD benefits (at no cost to the employee) to all VRS hybrid employees
  • Hybrid employees are eligible for STD through VRS one full year after their hire date
  • If you become disabled and are approved for short term disability your income replacement is based on your years of service and would start after 7 days
  • Your LTD benefit would start after you have been disabled for 125 days

VRS Plan 1 & 2 Short Term Disability (STD)



  • The County provides STD benefits at no cost to the employee
  • After the 7 calendar day waiting period (during which time employees can use their leave) the County pays 60% of pre-disability income for 26 weeks to include the elimination period.
  • Employees may supplement this with their leave for 100% of pay

VRS Plan 1 & 2 Long Term Disability (LTD)



  • We pay 100% of the cost for you
  • If you become disabled, the long-term disability program replaces 60% of your monthly income, to a maximum of $6,000 per month, and benefits may continue until age 65
  • Long-term disability benefits would begin after 180 days (6 months)
  • Should you return to work on a part-time basis, the plan may pay partial benefits