Fire-EMS offers a prepay program which is a subscription program to help Hanover County residents cover out-of-pocket expenses, such as health insurance co-payments and deductibles, when they need emergency transportation via ambulance. Subscribers will not be charged for any cost not covered by their insurance company. Potential subscribers should check with their health insurance carrier to determine if the Fire-EMS prepay program is right for them. For $60 a year, a subscriber who resides in Hanover County may enroll all members of his or her household. Don't wait until you are transported to decide if you need this coverage. Check with your insurance carrier and then give us a call if you have questions.